Ink Business Premier® Credit Card
A powerful cash-back business card with top-tier earnings on large purchases and travel—ideal for businesses with high spending needs.
- Select “Apply Now” to apply online
- Annual fee: $195
- $1,000 bonus after $10,000 spend in 3 months
- 5% cash back on travel booked through Chase Travel℠
- 2.5% cash back on purchases of $5,000 or more
- 2% cash back on all other purchases
- No foreign transaction fees
- Built-in protections: trip cancellation, purchase protection, cell phone coverage
- Employee cards at no extra cost
Credit Card Review
The Ink Business Premier® Card is built for businesses that spend big and want strong returns. You earn a $1,000 cash back bonus after spending $10,000 in the first three months. The card pays 5% cash back on travel booked through Chase Travel℠. Large purchases of $5,000 or more earn 2.5% cash back, while all other spending earns 2%. This makes it ideal for companies with high-volume expenses.
The card includes travel and purchase protections for extra security. Benefits include trip cancellation coverage, purchase protection, and cell phone insurance. With no foreign transaction fees, it’s useful for international spending as well. Rewards are simple to redeem for cash back, gift cards, or travel. Employee cards come at no additional cost, helping you earn faster while managing team expenses.
Unlike other Ink cards, points cannot be transferred to airline or hotel partners. However, the high flat-rate rewards on large purchases make up for it. Built-in account alerts and digital wallet compatibility improve everyday security and convenience. The card also integrates smoothly with accounting tools, making expense tracking easier. With a $195 annual fee, it’s designed for businesses that spend heavily and want maximum straightforward cash back.
- Big welcome bonus
- Excellent rewards on travel and large purchases
- Useful protections included
- No foreign transaction fees
- Strong value for high spenders
- $195 annual fee
- Higher spend needed to unlock top rewards
- Rewards can’t be transferred to travel partners
How to Apply for Ink Business Premier® Credit Card
Check Eligibility
Confirm Ink Business Premier® Credit Card fits your business size and spending needs (cash flow, travel, vendor purchases, or employee cards).
Prepare Your Information
Prepare personal details plus business name, business type, revenue, years in business, and tax identification information if requested.
Apply on the Issuer Site
Use the Apply button for Ink Business Premier® Credit Card and complete the secure issuer application form with accurate information.
Review the Decision
Review approved credit limit, employee card options, expense tools, and reward categories before first use.
Activate and Set Up
Activate the card, connect it to accounting/expense workflows, and set controls for employees if the issuer supports them.
Common Questions
How do I apply for Ink Business Premier® Credit Card?+
Use the Apply button on this page to go to the issuer site, complete the application with accurate personal and income details, and submit for a decision.
Can I get an instant decision for Ink Business Premier® Credit Card?+
Many issuers provide an instant approval or pending message right away, but some applications are manually reviewed and can take longer.
Can I apply for Ink Business Premier® Credit Card as a sole proprietor?+
Many business cards allow sole proprietor applications using personal information plus basic business details, but issuer requirements vary.
Will applying for Ink Business Premier® Credit Card affect my personal credit?+
Most issuers check personal credit when you apply for a business card, so a hard inquiry may appear on your personal credit report.
What details should I have ready for Ink Business Premier® Credit Card?+
Prepare business name, business type, estimated revenue, time in business, and your personal guarantor information if requested.
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